DRIVE ZERO. LEASE SMART.

Zero Emission Trucks. On the Road. Now.

ZET Financial unlocks the solution for fleets to deploy Class 8 battery electric trucks at scale. We remove the financial barriers to operate zero emission trucks and allow fleets access to lower operating costs.

2,500

PHASE 1 PROCUREMENT TARGET

Trucks

244

DEPLOYED TO DATE

Trucks

18

DEPLOYMENT WINDOW

Months

100%

FINANCING AVAILABLE

POWERED BY PARTNERSHIPS ACROSS THE EV FREIGHT ECOSYSTEM

Tesla Semi

·

Class 8 BEV

·

Smart Freight Centre

·

Premium Global Shippers

·

OEM Bulk Procurement

·

Lifecycle Management

·

CALSTART

·

Tesla Semi · Class 8 BEV · Smart Freight Centre · Premium Global Shippers · OEM Bulk Procurement · Lifecycle Management · CALSTART ·

ZET LEASE · CORE OFFERING

Drive Zero.
Preserve Capital.
Eliminate Risk.

ZET Financial is built on more than financing.

With decades of experience in transportation, fleet lifecycle management, equipment leasing, and data analytics, ZET Financial helps fleets make informed decisions about when, where, and how to deploy battery electric trucks. We understand trucks, fleet operations, and the economics that drive long-term success.

That's why every engagement begins with a practical, data-driven approach designed to reduce risk, preserve capital, and identify the right path forward. Whether you're evaluating your first electric truck or planning a larger deployment, ZET Lease provides the flexibility and expertise to help you move forward with confidence.

CORE OFFERING - ZET LEASE

01

02

03

04

Fair market value walk-away lease


100% financing


Lower monthly cash flows


Flelixible options, same as ownership

ZET LEASE · CORE OFFERING

The only True Lease in the country. ZET Lease.

Built by operators who’ve spent their carriers originating leases in the class 8 market. We structure the deal so capital stays on your balance sheet — and the trucks stay on the road.

$0

MONEY DOWN · STANDARD LEASE

FMV

WALK-AWAY RESIDUAL

CLASS 8 BEV · DEPOT OPERATIONS

BEYOND LEASING

A Smarter Way to Deploy Electric Trucks

Leasing is just the beginning. For fleets that want to go further, Zet Financial provides access to a broader EV ecosystem through ZET Scale.

This allows you to move beyond financing and take advantage of a more complete, integrated approach to electrification — at your own pace.

OPTIONAL CAPABILITIES THROUGH ZET SCALE

Access to freight from leading global shippers

01

Truck procurement directly from manufacturers

02

Charging infrastructure solutions

03

State grant and incentive support

04

Ongoing asset and lifecycle management

05

Access all components — or only the ones you need.

OPTIONAL

OPTIONAL

OPTIONAL

OPTIONAL

OPTIONAL

INTRODUCING ZET SCALE

Zero-Emission Truck Shipper-Carrier Alliance Leading Electrification.

Electric Trucks · Guaranteed Freight · No Upfront Capital

Managed by ZET Financial, ZET Scale unlocks large-scale zero-emission truck deployment in North America by combining the bulk purchase of Class 8 battery-electric trucks with leading shipper freight, competitive leasing programs and flexible charging solutions.

ZET Scale aligns shippers, carriers, OEMs, charging and finance providers through a coordinated procurement process that reduces costs and risk.

Guaranteed

Freight from premium shippers

BENEFITS INCLUDE

Lower

Bulk-procurement truck pricing

Competitive

Lease financing structure

Focus on your core competencies. Let ZET Scale do the rest.

A coordinated ecosystem · shippers · carriers · OEMs · charging · finance

01 · Origin

Premium global shippers

02 · Procurement

Bulk OEM purchasing

03 · Deployment

Guaranteed freight, on the road

The Shift to Electric Is Inevitable.
The Path to Get There Isn't.

THE CHALLENGE

Fleet operators are under pressure to decarbonize — but the transition comes with real operational and financial challenges.

Moving to electric trucks isn't as simple as replacing equipment.

Battery, drivetrain, and infrastructure — the real complexity behind a single deployment.

Fleets today face five fundamental barriers to electrification.

High upfront capital requirements


01

Charging infrastructure uncertainty


02

Concerns around range, performance, and battery life

03


Limited internal resources to evaluate the transition

04


Fragmented solutions that don't work together

05

At the same time, global shippers are actively pushing toward zero-emission transportation. Fleets that can adapt will win more business. Those that delay risk being left behind.

HOW IT WORKS

A Clear, Proven Path to Electrification

From first conversation to full deployment — we guide every step.

1/05
Strategy Call

We assess your fleet, routes, and operational goals.

A discovery conversation with our team to understand duty cycles, route profiles, depot footprint, and capital posture — the inputs that determine the right path forward.

Duration45 minutes
OutputFit assessment
2/05
Program Alignment

Determine the right starting point — leasing only or broader program participation.

We map your operation against ZET Lease and ZET Scale and recommend the configuration that aligns to your timing, balance sheet, and freight mix.

Path AZET Lease
Path BZET Scale
3/05
Truck Procurement

Access to bulk purchasing power.

Direct OEM relationships and ZET Scale's bulk RFP framework deliver pricing that's structurally unavailable to a single fleet operating alone.

Primary OEMTesla Semi
Class8 BEV
4/05
Lease Financing

Deploy trucks with flexible, low-risk financing.

Fair-market-value walk-away leases with 100% financing and flexible extension options. Capital stays on your balance sheet; the trucks stay on the road.

Down Payment$0
ResidualFMV walk-away
5/05
Expansion

Scale into freight, infrastructure, and additional program benefits as needed.

Layer in guaranteed freight, charging infrastructure, grants, and lifecycle management on your timeline. Optional — not a precondition.

StatusOptional
CadenceYour pace

ZET Lease, ZET Scale —or both, on your timeline.

Both paths share the same foundation. Toggle to compare what's included and what's optional in each.

PATH A · START HERE

ZET Lease


START WITH

Fair market value walk-away lease


100% financing — $0 down standard


Lower monthly cash flows


Flexible extension options


Class 8 EV — Tesla Semi and other models

PATH B · FULL PROGRAM

ZET Scale

ADD WHEN READY

Freight contracts via ZET Scale


Bulk OEM procurement pricing


Charging infrastructure design + build


State grant + incentive support


Lifecycle management


OUTCOMES

What This Means for Your Business

ZET Lease offers fleets a competitive and flexible finance option for Class 8 battery electric trucks.

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Improved driver satisfaction and retention


Lower total cost of operation

Reduced maintenance and downtime

Increased operational efficiency

More predictable operating expenses

A clear, scalable path to electrification

BUILT BY OPERATORS

Built by Experts Who Understand Fleet Operations.

Experience matters when the stakes are this high.

Zet Financial brings deep expertise in transportation, fleet lifecycle management, and equipment financing. We understand how fleets operate — and how to structure solutions that work in the real world. Combined with strategic partnerships across the EV ecosystem, we help fleets transition with clarity, confidence, and control.

25+

YEARS IN TRANSPORTATION FINANCE


$1B+

EQUIPMENT LEASES ORIGINATED

100%

YEARS IN TRANSPORTATION FINANCE

2

NONPROFIT PROGRAM PARTNERS

READY TO TAKE THE NEXT STEP?

Start with leasing — or explore the full opportunity.

Whether you're ready to deploy electric trucks today or just beginning to evaluate your options, Zet Financial provides a clear path forward.